February 11, 2016

Thursday Tips and Tricks: Wallpaper & Milton and King Giveaway

Welcome to this week's Thursday Tips and Tricks, where I share different design ideas and today I'm focussing on wallpaper! For this post, I've also teamed up with Milton & King for a giveaway where one of you will win a roll of their wallpaper or a wall mural of your choice, so head over to my Instagram for more details on how to win.

Wallpaper can be very intimidating task to shop for, commit to and hang. But when the right wallpaper is chosen for a space it can have a HUGE impact, and really makes a room. I currently don't have any wallpaper in our home, but I'm loving the trend of using wallpaper for feature walls as well as in small spaces. Come check out some of my favorite wallpaper ideas and see how to implement it in your own home. 
Source: Milton & King
Can you believe that this is wallpaper, and not tile!? Tile can be really expensive, so wallpaper can give you the custom and ornate look you want but at a more affordable price tag. 

 Adding wallpaper to the back of a bookshelf gives added interest to a rather bland space. It also allows you to add wallpaper in a space without having to wallpaper a wall. 

 This bedroom from The Space Between Blog, is a beautiful example of using wallpaper as a main feature wall in a bedroom. 

Love this idea of using wallpaper to add an unexpected interest to the ceiling. Since the wallpaper is bold, sticking to neutrals for the rest of the room helps to make the ceiling pop and it keep things from looking too busy. 

If you ware going to wallpaper an entire room in a bold pattern, stick to using it in a small space such as a laundry room or bathroom. 

Another great example of a bold wallpaper in a small space, and love how the wall paper coordinates with the blue appliances and white cabinets. 

This wallpaper is rather busy, so by adding that half wall wainscoting, it makes the white appliances blend into the half wall and really makes the wallpaper stand out. What a beautiful statement, right!! 

They used wallpaper to make this fireplace look like it has shiplap on it - genius idea!! 

Add a fun pop to your drawers with colorful wallpaper! 

Greek key trim print can be quite busy, so having just one accent wall with this wallpaper makes a great focal point without having pattern overload. 

Get the character and warmth of a brick wall by using wallpaper. I find it so fascinating how real wallpaper looks these days!

So what do you think, are you a fan of wallpaper? If so, head over to my Instagram for a chance to win your own roll from Milton and King!

Disclosure: all opinions in this post are my own:) 


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  3. In the United States, a routing number
    (also called routing transit number) is a nine-digit code that identifies financial institutions. It is mainly used to facilitate the transfer of money between financial institutions through systems such as ACH, Fedwire, check etc. Routing number can be found on the bottom of a check.

    what is a routing number
    Each financial institution can theoretically apply for up to 5 routing numbers according to policy. However, in reality, many institutions have more than 100 routing numbers due to mergers or acquisitions. The banks or credit unions that have multiple routing numbers may use different routing numbers for different purposes.

    For example, some routing numbers are dedicated for use with Fedwire only, and cannot be used for ACH transfers. Some financial institutions may also assign routing numbers for specific regions or specific types of accounts, such as a business account. Difference betweeen USA and Canada bank routing number is length, payment schemes and management institutions. Canadian numbers are eighth-digit codes consist of FIN code - 3 digits long and the Transit Number - 5 digit long used in EFT payments and managed by Canadian Payments Association (CPA).

    Therefore, it is very important to double check and use the correct routing number before making a money transfer. The Routing Number Lookup tool can help verify the Routing Number is associated with a specific financial institution. You can also find routing numbers on the websites of most financial institutions or by calling them directly.

    Routing Number Format
    The routing number can have two forms—fraction form and MICR (magnetic ink character recognition) form. Essentially, they contain the same information. MICR form is the more commonly used form, and it is very rare to see the fraction form as of 2020.

    In MICR form, the routing number is in the form of


    Where XXXX is Federal Reserve Routing Symbol, YYYY is the Financial Institution Identifier, and C is the Check Digit.

    Within the 4 digit Federal Reserve Routing Symbol, the first two digits can only be 00 - 12, 21 - 32, 61 - 72, or 80. Within these ranges, 21 - 32 are assigned to thrift institutions only, such as credit unions and savings banks. 61 - 72 are special purpose numbers for non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs). 80 is for traveler's checks. Aside from 80, the first two digits can be associated with the 12 Federal Reserve Banks:

    Primary (01-12) Thrift (+20) Electronic (+60) Federal Reserve Bank
    01 21 61 Boston
    02 22 62 New York
    03 23 63 Philadelphia
    04 24 64 Cleveland
    05 25 65 Richmond
    06 26 66 Atlanta
    07 27 67 Chicago
    08 28 68 St. Louis
    09 29 69 Minneapolis
    10 30 70 Kansas City
    11 31 71 Dallas
    12 32 72 San Francisco
    The check digit is the ninth digit of the routing number and must meet the following condition. This condition is mainly intended to reduce misrouting errors typically due to input errors.

    3(d1+d4+d7) + 7(d2+d5+d8) + (d3+d6+d9) mod 10 = 0

    For example, 111000038 is the routing number of the Federal Reserve Bank in Minneapolis.

    3(1+0+0) + 7(1+0+3) + (1+0+8) = 40

    40 mod 10 is 0, so the check digit condition was met.

    Use the following checker to find out if a routing number is in the right MICR form.

    List of largest banks in the United States
    The following table provides a list of the major banks in the United States by assets of July 24, 2020.

    American Express JPMorgan Chase
    Bank of America Key Bank
    BBVA Compass Bank Metabank
    Capital One PNC Bank
    Citibank Regions Bank
    Citizens Bank Suntrust Bank
    Comerica Bank TD Bank
    Fifth Third Bank Ally Financial
    First National Bank US Bank (U.S. Bancorp)
    HSBC Bank Wells Fargo Bank